Table of Contents
FORM
- SECURITY INSTRUMENT USED
- RECORDING REQUIREMENTS
- STATUTES TO BE WAIVED
- UNUSUAL TREATMENT OF STANDARD PROVISIONS
- California Prepayment - Residential Mortgage Loans
- Residential Mortgage Lending - Limitations on Requiring Impound Accounts.
- SECURING FUTURE ADVANCES
- SECURING ADDITIONAL ADVANCES TO PROTECT THE COLLATERAL, INCLUDING PAYMENT OF TAXES AND INSURANCE
TRUSTEE UNDER DEED OF TRUST
FORECLOSURE
FINANCING STATEMENTS
GUARANTY
GENERAL
- STATUTE OF LIMITATION PERIOD
- REQUIREMENTS FOR RELEASE OF LIEN
- HOMESTEAD ISSUES
- COMMUNITY PROPERTY
- MORTGAGE TAX
- DOCUMENTARY TRANSFER TAX
- ENFORCEABILITY OF AGREEMENT OF BORROWER AND LENDER AS TO CHOICE OF LAW PROVISIONS
- Choice-of-Law Analysis
- Section 187(1).
- Section 187(2).
- Fundamental Policies of California
- Jury trial waivers.
- Loan agreements involving at least $250,000.
- Foreclosure of real property in California.
- RECEIVER AVAILABLE
- ANY PROHIBITION OR SPECIAL RULES REGARDING LOAN APPLICATION, LOAN FEES OR COMMITMENT FEES
- MORTGAGE LENDER/BROKER/SERVICER LICENSES
- NMLS TRANSITION COMPLETED IN 2022 FOR COMMERCIAL CFL LICENSEES
- DFPI REMINDS DEBT COLLECTORS ABOUT RENTAL PROTECTIONS FOR COVID-19 RENTAL DEBT (April 9, 2021)
- SPECIAL REQUIREMENT RELATED TO LOAN MODIFICATIONS
- TRANSLATION OF MORTGAGE LOAN DOCUMENTS
- PERFECTING SECURITY INTEREST IN MOBILE HOME/MANUFACTURED HOMES
- ENVIRONMENTAL LIEN LAWS
- LEGAL OPINIONS
- MECHANIC'S LIEN RIGHTS
TITLE INSURANCE (OR LOAN POLICY)
- FORM USUALLY REQUIRED BY LENDER
- ENDORSEMENTS AVAILABLE
- ALTA 3 (CLTA 123.1) - Zoning
- ALTA 3.1 (CLTA 123.2) - Zoning - Completed Structure
- ALTA 4.1 (CLTA 115.3) - Condominium - Current Assessments
- ALTA 5.1 (CLTA 115.4) - Planned Unit Development - Current Assessments
- ALTA 6 (CLTA 111.5) - Variable Rate Mortgage
- ALTA 8.2 (CLTA 110.9.1) - Commercial Environmental Protection Lien
- ALTA 9 (CLTA 100) - Restrictions, Encroachments, Minerals
- ALTA 9.6 (CLTA 100.2.6) - Private Rights
- ALTA 14.1 (CLTA 111.14.1) - Future Advance - Knowledge
- ALTA 17 (CLTA 103.11) - Access and Entry
- ALTA 17.2 (CLTA 103.13) - Utility Access
- ALTA 18 (CLTA 129) - Single Tax Parcel
- ALTA 19 (CLTA 116.4.1) - Contiguity - Multiple Parcels
- ALTA 22 (CLTA 116.01) - Location
- ALTA 24 (CLTA 133) - Doing Business
- ALTA 25 (CLTA 116.1) - Same as Survey
- ALTA 26 (CLTA 116.8) - Subdivision
- ALTA 27 (CLTA 132) - Usury
- ALTA 28.1 (CLTA 103.14) - Encroachments - Boundaries and Easements
- ALTA 35.1 (CLTA 140.1) - Minerals and Other Subsurface Substances - Improvements
- ALTA 37 (CLTA 104.6) - Assignment of Leases or Rents
- ALTA 39 (CLTA 142) - Policy Authentication
- ALTA 41.1 (CLTA 143.1) - Water - Improvements
- Deletion of Arbitration
- ALTA 3.2 (CLTA 123.3) - Zoning - Land Under Development
- ALTA 6 (CLTA 111.5) - Variable Rate Mortgage
- ALTA 8.2 (CLTA 110.9.1) - Commercial Environmental Protection Lien
- ALTA 9.6 (CLTA 100.2.6) - Private Rights
- ALTA 17 (CLTA 103.11) - Access and Entry
- ALTA 17.2 (CLTA 103.13) - Utility Access
- ALTA 18 (CLTA 129) - Single Tax Parcel
- ALTA 19 (CLTA 116.4.1) - Contiguity - Multiple Parcels
- ALTA 24 (CLTA 133) - Doing Business
- ALTA 25 (CLTA 116.1) - Same as Survey
- ALTA 26 (CLTA 116.8) - Subdivision
- ALTA 27 (CLTA 132) - Usury
- ALTA 39 (CLTA 142) - Policy Authentication
- ALTA 41.3 (CLTA 143.3) - Water - Land Under Development
- CLTA 102.5 - Foundation - Boundary Lines, CC&Rs, Easements
- Deletion of Arbitration
- ALTA 32 (CLTA 137) - Construction Loan
- ALTA 32.1 (CLTA 137.1) - Construction Loan - Direct Payment
- ALTA 32.2 (CLTA 137.2) - Construction Loan - Insured's Direct Payment
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