Table of Contents
FORM
TRUSTEE UNDER DEED OF TRUST
FORECLOSURE
USURY
FINANCING STATEMENTS
GUARANTY
GENERAL
- STATUTE OF LIMITATION PERIOD
- REQUIREMENTS FOR RELEASE OF LIEN
- HOMESTEAD ISSUES
- HOMESTEAD DEED FOR REAL PROPERTY
- HOMESTEAD DEED FOR PERSONAL PROPERTY
- COMMUNITY PROPERTY
- RECORDING FEES AND TAXES
- DOCUMENTARY STAMP TAX
- ENFORCEABILITY OF AGREEMENT OF BORROWER AND LENDER AS TO CHOICE OF LAW PROVISIONS
- RECEIVER AVAILABLE
- RULES REGARDING LOAN APPLICATION, LOAN FEES OR COMMITMENT FEES
- MODIFICATION
- WET SETTLEMENT ACT
- POWERS OF ATTORNEY
- MISCELLANEOUS LOAN PROVISIONS
- PRIORITY OF CERTAIN SUBORDINATE MORTGAGES
- MANUFACTURED HOMES
- ENVIRONMENTAL LIEN LAW
TITLE INSURANCE (OR LOAN POLICY)
- FORM USUALLY REQUIRED BY LENDER
- ENDORSEMENTS AVAILABLE
- STANDARD ALTA ENDORSEMENTS IN VIRGINIA (as of July 1, 2023)
- ALTA 1-06 - Street Assessment Endorsement
- ALTA 3 - Zoning
- ALTA 3.1 - Zoning - Completed Structures
- ALTA 3.2 - Zoning (Land Under Development)
- ALTA 3.3 - Zoning - Completed Improvements - Non-Conforming Use
- ALTA 3.4 - Zoning - No Zoning Classification
- ALTA 4 - Condominium - Assessments Priority
- ALTA 4.1 - Condominium - Current Assessments
- ALTA 5-06 - Planned Unit Development - Assessments Priority
- ALTA 5.1-06 - Planned Unit Development - Current Assessments
- ALTA 6 - Variable Rate Mortgage
- ALTA 6.2-06 - Variable Rate Mortgage - Negative Amortization
- ALTA 7-06 - Manufactured Housing Endorsement
- ALTA 8.1 - Environmental Protection Liens
- ALTA 8.2-06 - Commercial
- ALTA 9-06 - Restrictions, Easements, Minerals - Loan Policy
- ALTA 9.3-06 - Covenants, Conditions and Restrictions - Loan Policy
- ALTA 9.6-06 - Private Rights - Loan Policy
- ALTA 9.9-06 - Private Rights - Owner's Policy
- ALTA 10 - Mortgage Assignment
- ALTA 10.1 -Assignment and Datedown
- ALTA 11 - Mortgage Modification
- ALTA 11.1 - Mortgage Modification with Subordination
- ALTA 11.2 - Mortgage Modification with Additional Amount of Insurance
- ALTA 12 - Aggregation - Loan
- ALTA 12.1 - Aggregation - State Limits - Loan
- ALTA 13-06 - Leasehold - Owner's
- ALTA 13.1-06 - Leasehold - Loan
- ALTA 14 - Future Advance - Priority
- ALTA 14.1 - Future Advance - Knowledge
- ALTA 14.2 - Future Advance - Letter of Credit
- ALTA 14.3 - Future Advance - Reverse Mortgage
- ALTA 15-06 - Non-Imputation - Full Equity Transfer
- ALTA 15.1-06 - Non-Imputation - Additional Insured
- ALTA 15.2-06 - Non-Imputation - Partial Equity Transfer
- ALTA 16-06 - Mezzanine Financing
- ALTA 17-06 - Access and Entry
- ALTA 17.1-06 - Indirect Access and Entry
- ALTA 17.2-06 - Utility Access
- ALTA 18-06 - Single Tax Parcel
- ALTA 18.1-06 - Multiple Tax Parcel - Easements
- ALTA 18.2-06
- ALTA 18.3-06
- ALTA 19-06 - Contiguity - Multiple Parcels
- ALTA 19.1-06 - Contiguity - Single Parcel
- ALTA 19.2-06 - Contiguity - Specified Parcels
- ALTA 20-06 - First Loss - Multiple Parcel Transactions
- ALTA 22-06 - Location
- ALTA 22.1-06 - Location and Map
- ALTA 23-06 - Coinsurance - Single Policy
- ALTA 23.1-06 - Coinsurance - Multiple Policies
- ALTA 24-06 - Doing Business
- ALTA 25-06 - Same as Survey
- ALTA 25.1-06 - Same as Portion of the Survey
- ALTA 26 - Subdivision
- ALTA 27-06 - Usury
- ALTA 28-06 - Easement - Damage or Enforced Removal
- ALTA 28.1 - Encroachment - Boundaries and Easements
- ALTA 28.2-06 - Encroachment - Boundaries and Easements - Described Improvements
- ALTA 29-06 - Interest Rate Swap - Direct Obligation
- ALTA 29.1-06 - Interest Rate Swap - Additional Interest
- ALTA 29.2-06 - Interest Rate Swap - Direct Obligation - Defined Amount
- ALTA 29.3-06 - Interest Rate Swap - Additional Interest - Defined Amount
- ALTA 30 - Shared Appreciation Mortgage
- ALTA 30.1 - Commercial Participation Interest
- ALTA 31-06 - Severable Improvements
- ALTA 32 - Construction Loan
- ALTA 32.1 - Construction Loan - Loss of Priority - Direct Payment (07-01-2021)
- ALTA 33-06 - Disbursement Endorsement
- ALTA 34.1 - Identified Exceptions & Identified Risks
- ALTA 35-06 - Minerals and other Subsurface Substances - Buildings
- ALTA 35.1-06 - Minerals and other Subsurface Substances - Improvements
- ALTA 35.2-06 - Minerals and other Subsurface Substances - Described Improvements
- ALTA 35.3-06 - Minerals and other Subsurface Substances - Land Under Development
- ALTA 36-06 - Energy Project - Leasehold/Easement - Owner's
- ALTA 36.1-06 - Energy Project - Leasehold/Easement - Loan
- ALTA 36.2-06 - Energy Project - Leasehold - Owner's
- ALTA 36.3-06 - Energy Project - Leasehold - Loan
- ALTA 36.6-06 - Energy Project - Encroachments
- ALTA 37-06 - Assignment of Rents and Leases
- ALTA 38-06 - Mortgage Tax
- ALTA 39-06 - Policy Authentication
- ALTA 40-06 - Tax Credit - Owner's Policy
- ALTA 40.1-06 - Tax Credit - Defined Amount - Owner's Policy
- ALTA 41-06 - Water - Buildings
- ALTA 41.1-06 - Water - Improvements
- ALTA 41.2-06 - Water - Described Improvements
- ALTA 41.3-06 - Water - Land Under Development
- ALTA 42-06 - Commercial Lender Group
- ALTA 43-06 - Anti-Taint
- ALTA 44-06 - Insured Mortgage Recording
- ALTA 45-06 - Pari Passu Mortgage - Loan Policy
- ALTA 46-06 - Option
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